Your first home —
from Geelong to
the Surf Coast
& beyond.
Helping first home buyers across Greater Geelong, Armstrong Creek, Ocean Grove, Lara, Torquay, Jan Juc, Anglesea and the Surf Coast find the right loan. I search 35+ lenders simultaneously — at no cost to you.
What clients say about Srini
"Srini helped get the best mortgage for our new property. He took his time explaining everything and answered all our difficult questions with the utmost transparency. He is punctual and gets back to you as soon as he can. He does his work with passion, empathy and professionalism. I highly recommend Srini."
"Srini was amazing from the first time we spoke on the phone up until unconditional approval of our finance. We are first time homeowners and had no idea what was involved. Srini explained everything each step of the way. We'd like to thank Srini from the bottom of our hearts for all the help. We truly appreciate him and the work involved. We have full faith in Srini. Thank you Srini."
"Working with Srini from Mortgage Choice made buying my first home a lot less stressful. He actually listened to what I needed, explained things clearly and kept in touch the whole way through. I always felt like a priority."
"Sincerely thank Srini for his outstanding support in helping us secure our home loan under the First Home Guarantee scheme with a 5% deposit. The lending conditions were handled with exceptional care and professionalism throughout."
"Absolute legend. I had been trying to get my construction loan for about 6 months but due to interest rates and being a single borrower I was struggling. With Srini helping me he got it done — when no one else could."
"I had an amazing experience with Srinivasa. He helped me secure the best deal for my first home. He made the whole process smooth and stress free with his dedication and availability."
Things every Geelong first home buyer asks me
Money you may not know you're entitled to
As a Geelong first home buyer, you could be eligible for multiple grants and concessions. I check every one — so nothing gets left on the table.
Stop waiting to save 20%.
Buy now with 5%.
Most Geelong first home buyers don't realise they can enter the market years earlier with the First Home Guarantee. Instead of saving a full 20% deposit while prices keep rising, the Federal Government underwrites 15% of your loan — and you pay zero LMI.
On top of that, eligible Victorian buyers pay zero stamp duty on properties up to $600,000, or a 50% stamp duty concession on properties between $600,001 and $750,000 — saving thousands more at settlement.
- Works for new builds and established homes in Geelong
- Can be combined with FHOG ($10K) and stamp duty concessions
- I check every eligibility condition so nothing is missed
Local knowledge that goes beyond the loan.
I'm based in Armstrong Creek and work with first home buyers across the entire Greater Geelong region, the Surf Coast, and surrounds — from established suburbs to new growth corridors where most house-and-land packages are located.
I know which lenders are competitive for construction loans in Geelong's growth areas, which grants apply to your suburb, and how to structure your loan for this market.
Your first home is closer
than you think. Let's talk.
Fill in the form — Srini will call you back, usually same day. No obligation, no paperwork, no cost. Most first home buyers are surprised at what they can actually afford.
"Working with Srini made buying my first home so much less stressful. He listened, explained everything clearly, and was in contact the whole way through. I always felt like a priority."